Equity Indexed Annuities - The Whole Story

Equity Indexed Annuities are a blend that attempts to allow appreciation based on a stock market index, while protecting against loss from market changes. An Equity Indexed Annuities , like other annuity products, provides minimum guaranteed appreciation regardless of market forces. Each insurance company uses a different formula to calculate the rate guarantees they offer to investors.

Are they worth it?Our post on Equity Indexed Annuities at Annuity StraightTalk com opens up more on the topic and injects a bit more opinion than this informational page- please check it out.

Equity Indexed Annuities attempt to solve many problems in one package. Conservative investments like bonds and annuities are designed to prioritize safety, and consequently come with lower returns that stocks. But over time, especially volatile times, bonds and conservative investments can match stocks, and are worth using.We lived through this turmoil in 2008.

Equity Indexed Annuities attempt to bridge the gap between risk and return in a guaranteed product.You might guess what happens when one product tries to be all things to all people.

Equity Indexed Annuities are sold on the promise of gains, with the guarantee of a floor rate of appreciation.

Equity Indexed Annuities offer different components and characteristics. Insurance companies vary the minimum amount you are guaranteed to earn, the maximum amount you can earn, the total percentage of upward movement in an Index that you can participate in, and the use of your accumulated funds once the annuity term is over.

Read through The Annuity Report and see our resources for Equity Indexed Annuities at http://www.AnnuityStraightTalk.com for tools on picking any annuity product.

Get the Straight Talk before you consider Equity Indexed Annuities !